Our 3 Pointe Process

With our unique three-step process, our clients benefit from first-class retirement planning strategies and services usually available to only the most affluent investors and corporate pension programs. This innovative approach helps take the mystery out of retirement planning and offers a top down strategy that mirrors public and private pension plan policies.  Note, this process requires confidential communication between our firm and you, spouses, family and agents.

PLAN: The first step is to take action and create a solid retirement game plan. To make this happen we must meet so we can gather the necessary information to begin our research phase and build your custom recommendation specific to your needs.  During this critical time together we also must mutually agree that working with our firm is a right fit. You (and your agent) want the advice and navigation of a CERTIFIED FINANCIAL PLANNER™ Professional to help you create a game plan that can deliver clear solutions and weather any storm.

PROTECT:  With your personalized recommendation on the table and all of your questions answered, the next step is to proceed by implementing your game plan.  Each day that goes by where you do not implement your game plan your are exposed to the elements; therefore the risk management tools we have custom built into your life and investment plan remain idle or "unprotected". To "PROTECT" as defined in the English dictionary is to "prevent somebody or something from being harmed or damaged".  We recognized that making a change can be difficult but the trust our clients have put forth with our experience and degree of care will resonate.  Our frequent communication and reassurance will quickly transcend that trust to another level. 

PROSPER: The third step in our proven process is to monitor your portfolio and make necessary enhancements so you can PROSPER long into the future.  Our policy is to conduct a review with you (and/or your agent) every 6 months.  Unfortunately, due to the rigors and physical demands of professional athletics, there is a more than fair chance that an individual’s career will not last as long as the average worker’s career. As a result, personal financial situations will need personal attention that can only be addressed by the most competent attorneys, accountants, and investment managers in the industry.  At the end of your career and as a retiree, much of your higher wage earning potential behind you so it becomes paramount that we help you apply the proper tools and strategies to your personal game plan on an ongoing basis. We want to make work optional for our clients by applying the right solutions at the right time. Without protecting your nest egg, you will find it difficult to prosper.

It is important to have all your financial statements available for our first meeting including investments, insurance, tax, and any other contract or estate planning documents.