Independent Advice

Independent objective advice means that our firm has no allegiance to any product, company, or service. Because we have no proprietary products, we are able to utilize what we consider the best available service or provider as well as avoid many of the inherent conflicts of interest that are so prevalent in the financial services industry.

In our professional opinion, to be able to offer pure objective investment advice, one must be a Registered Investment Advisor or "RIA". Most registered representatives in the financial services industry have to clear through a "Broker-Dealer" or an insurance agent works though a captive agency. Behind the scenes, these "Broker-Dealers" or agencies have influence on what your financial professional offers you. Never mind the fact that many are publicly traded companies incentivised to increase shareholder value, regardless if your account or policy. This becomes a major conflict of interest built into the industry. Because the "Broker-Dealer" takes a substantial portion of the fees, the advisor is also forced to charge a higher fee to make their cut worth while. The question becomes, who is looking out for your best interest?

Advice Quiz...How Do You Build Your Financial Dream Team. Do you pick…

A)    Most trusted?

B)    Most likeable?

C)    Best strategy?

D)    Do it yourself?

This is where most get it wrong. Answer: Just like an NFL team picks a head coach or company picks a C-level executive…they get hired for their strategy. So should you when it comes to your personal advisory team. You want results, not a client appreciation dinner party. You want a tax optimized income stream you cannot out live, not another best buddy. They say most Americans spend more time planning for their next vacation then their retirement. By learn how to build the right advisory team, many of those future vacations might just pay for themselves.