Income For Life Planning

Pension Income Buyouts (PIB) Due to the recent downturn in the economy you can buy a portion of a individuals pension income stream at a substantial discount. This translates into 6% to 9% yields which means much higher income then traditional markets. To learn more, download the concept sheet or watch the five minute video. The inventory is robust and ranges from three year to thirty year terms and can be custom laddered.

Indexed Universal Life (IUL) An IUL is a permanent life insurance policy that allows policyholders to tie accumulation values to a stock market index. Indexed universal life insurance policies typically contain a minimum guaranteed fixed interest rate component along with the indexed account option. To learn more, download the one page concept sheet.

Fixed Index Annuities (FIA) Fixed Index Annuities are an insurance contract that allows you to participate in a portion of stock market gains while staying protected from stock market losses. Index Annuities are one of three types of annuities available in the market today.
 

High Yield Exchange Traded Funds (ETFs)With over 7500 ETF choices, we understand it's easy to get lost. With our careful section process, our goal is to find the highest income yield for our clients with as little price volatility in the market. If done properly, you can double and some times even triple your income as compared to traditional CD or bond investment.